Kuala Lumpur, 11 October 2016 –   Allianz Malaysia is providing all 27 pregnant females currently employed at the Company nationwide with Zika Benefit through Allianz Shield.

The Zika Benefit, which is now included in Allianz Shield, offers a lump sum of RM 5,000 compensation to the person insured should she give birth to a baby or babies with birth defects caused by the Zika Virus as certified by a medical practitioner.

“Allianz advocates providing simply the best value for customers. And in ensuring that our customers have the coverage they need, when they need it the most, we are extending Allianz Shield’s medical expenses and bereavement allowance to now include the Zika virus. That way, they obtain the most comprehensive cover that money can buy. And we’re applying that rule at home first, by providing all our expectant mothers in the company with the Zika Benefit,”said Linda Lor, Head of Digital Innovation and Special Projects, Allianz General Insurance Company (Malaysia) Berhad.

Ally Wong Wai Lai, an employee who is six months pregnant and has been signed up to the Zika Benefit said:“At a one off payment of RM103.88, it’s an inexpensive cover that I would have purchased myself if not for my employer. It is not a remedy or cure, but it does help to put my mind at ease a little, knowing I have a plan in place should something untoward happen. As an expectant mother, I am taking the best precautions I can towards being healthy and in terms of insurance, it’s the best option in preparing myself and my family in facing unforeseen circumstances.”

The Zika virus primarily spreads through infected mosquitoes and one can also contract the virus through sexual intercourse. The virus can be passed from a pregnant woman to her fetus and infection during pregnancy can cause certain birth defects such as a baby born with a small head. Currently, there is no readily available medication to treat or vaccine to prevent Zika.


Allianz Shield is a personal accident cover that offers medical expense and snatch theft cover as well as Renewal Bonus up to 100%, double Indemnity in the event of death or permanent disablement whilst travelling in a public transport or whilst you are travelling overseas, cashless hospital admission and discharge. The policy also covers miscarriage and medical cover and bereavement allowance for death due to an accident. Medical expenses also covers reasonable medical, sinseh or traditional treatment incurred for injuries resulting from an accident or illness due to Dengue, Malaria, Japanese Encephalitis or Chikungunya and now Zika.

“Zika Benefit is an additional benefit that will boost your Allianz Shield policy and offer you protection in the form of compensation as a result of the virus. For those who do not have Allianz Shield can log onto Allianz Online to obtain an immediate insurance quote on the product. An agent of your choice will then be in contact with you within 24 hours to process your purchase. It’s really hassle-free and you could start your coverage as soon as possible,” said Linda.

When Prevention is the only cure

The Zika virus which is becoming widespread across the world is causing an alert in many countries. According to the World Health Organisation (WHO), it is the same mosquito that transmits dengue, chikungunya and yellow fever.

All you need is a back-up plan to protect yourself from the mozzies. There are several ways to prevent the virus from infecting you although the most effective way is to avoid getting bitten altogether.


Here are five steps to protect yourself from getting bitten by Zika virus-infected mosquitoes:

Get a mosquito repellent and apply it daily

Regardless whether you are indoors or outdoors, apply mosquito repellent all over your body. For convenience, mosquito repellents now come in many forms; spray, lotion, roll-on balm and even sticker patch. Some people tend to get worried with the chemicals the repellent contains, but it is far more risky to not apply the repellent than using it.

Change of wardrobe

Avoid wearing khaki pants or tight leggings because mosquitoes can easily bite through the material instead, opt for thicker materials such as denim. Stick to long pants, long sleeves and shoes with full coverage for better protection.

Secure your home

Just one tablespoon of water can serve as a breeding ground for mosquitoes, so eliminate any standing water throughout your home, including flower pots, sinks, bottles, and garbage cans.

Go green

It is good to have plants and shrubs like catnips, peppermints, basils because they are natural insect repellents and they can help to mask your scent and drive the mozzies away from you.

Travel smart

Avoid traveling to countries that are highly affected by the virus but if the trip is unavoidable, then be sure to stay indoors, sleep under bed nets, and do not forget to apply the mosquito repellent.

The Zika virus can be passed from a pregnant woman to her fetus and infection during pregnancy can cause certain birth defects such as a baby born with a small head.

With that in mind, Allianz Malaysia has now added Zika Benefit  to the Allianz Shield policy. It offers a lump sum of RM5,000 compensation to the insured person should she give birth to a baby or babies with birth defects caused by the Zika virus as certified by a medical practitioner. It is not a remedy or a cure for the virus, but it eases the burden of the mother and her family.

To find out more about Zika Benefit and Allianz Shield, visit the Allianz Malaysia website at allianz.com.my  or reach out to known Allianz agents or our Allianz Customer Service Associates at 1-300-88-1028 or by email at customer.service@allianz.com.my.


World Health Organisation (WHO) official website-http://www.who.int/csr/disease/zika/en/